Financial Consultant for Loans Malaysia

What is a Personal Loan?

A personal loan is a type of unsecured loan that allows individuals to borrow money from banks or financial institutions without requiring collateral (such as property or fixed assets). The borrower repays the loan in fixed monthly installments over a set period, usually between
1 to 10 years.

What is Government Loans and Cooperative Loans

Government loans and cooperative loans (Loan Koperasi) are financing options specifically designed for government employees, GLC (government-linked company) employees, and some private sector workers.

A Business Loan is a financing option provided by banks or financial institutions to business owners, self-employed individuals, or companies. It helps them obtain funds for business expansion, working capital, equipment purchases, or debt consolidation.